"Being young first-time home buyers and a newly married couple, we were new to the home buying process. As we did our research, we knew it would be a long grueling process but was very excited to get started. We even took a first-time home buying course about six months prior, to help better educate ourselves. Buying a home was one of our major goals we had our minds set to. As we learned about the Teacher Next Step Home program, we knew it was perfect for us. James Ward is a very kind and knowledgeable person. He’s very easy to talk to and looks out for your best interest, making sure he sees you through the entire process. From our very first conversation we knew he was a hard-working person and he got the ball rolling. We cannot explain how grateful we are from beginning to end. He was always in constant communication with us explaining what we currently would be doing as well as what to expect further down the line. The program makes it so much easier for home buyers as everything you need is within the program. He provided us with a great team who presented ethical and top-notch work. By having the bank, realty company, attorneys, appraiser etc. all working together in his program, things were made so much easier for us as we didn’t have to go out and hire them on our own. With this setup plus the financial assistance that the program provides in the form of credits, the process was made much more cost-effective than if we tried to do it on our own. From visiting houses with our realtor, Greg Anderson (who was excellent) to working with our attorney and closer, we had a great first experience and are very thankful for all that was done with and for us. We are happy to say we have become homeowners, accomplishing our goal. We will be sure to recommend anyone for this program, letting them know the impressive work that was offered. Thank you again!"