Looking to Refinance
Next Step Home Programs® can help!
Looking to Refinance
Next Step Home Programs® can help!
Simple Docs Refinance Program™
All public service employees are eligible to apply for Next Step Home Programs® Simple Docs Refinance™. With Simple Docs, many times we can access all or most of your documentation online (with your permission), thereby eliminating the need for you to collect many of the loan documents typically required, including pay stubs, W-2’s, tax returns and bank statements. Simple Docs™ is not available in all areas.
Simple Docs Re-Finance Benefits:
Simple Docs Refinance Program™
NO application fees
No broker fee
FREE credit repair consultation (if needed)
24-Hour Pre-Qualification
Ultra-Fast Closing
Preferred Interest Rates
NO Closing Cost options available FREE appraisal (up to $545.00 credit at closing)
Discount title fees
Reasons to Refinance:
Cash-Out Home Improvement
Cash-Out Debt Consolidation
Cash-Out Other
Lower Payment
Shorten Loan Term
Remove PMI
Change ARM to Fixed Rate
Pay for College
Improve Financial Stability
Change Title
Who is Eligible:
All Teachers and School Employees
All Nurses and Healthcare Employees
All Law Enforcement and Support Staff
All Firefighters, EMT's and Support Staff
All Government Employees
All Active and Former Military Personnel
Simple Docs Refinance Program™
All public service employees are eligible to apply for Next Step Home Programs® Simple Docs Refinance™. With Simple Docs, many times we can access all or most of your documentation online (with your permission), thereby eliminating the need for you to collect many of the loan documents typically required, including pay stubs, W-2’s, tax returns and bank statements. Simple Docs™ is not available in all areas.
Simple Docs Re-Finance Benefits:
Simple Docs Refinance Program™
NO application fees
No broker fee
FREE credit repair consultation (if needed)
24-Hour Pre-Qualification
Ultra-Fast Closing
Preferred Interest Rates
NO Closing Cost options available
FREE appraisal (up to $545.00 credit at closing)
Discount title fees
Reasons to Refinance:
Cash-Out Home Improvement
Cash-Out Debt Consolidation
Cash-Out Other
Lower Payment
Shorten Loan Term
Remove PMI
Change ARM to Fixed Rate
Pay for College
Improve Financial Stability
Change Title
Who is Eligible:
All Teachers and School Employees
All Nurses and Healthcare Employees
All Law Enforcement and Support Staff
All Firefighters, EMT's and Support Staff
All Government Employees
All Active and Former Military Personnel
What Other Program Participants are saying
Sarah and Matthew Brady
Stafford, NJ
Definitely Recommend
"I would definitely recommend Teacher Next Step Home for our co-workers and friends. We found the perfect home for us just in time for the school year to begin. We were able to close quickly, and the grant money definitely helped us get into our home without spending more than we could afford!"
Deputy Sheriff Townes
South FL
ROCK
"Officer Next Step Home Program is outstanding! They walked me through and explained the process. They had great knowledge of the area and the home buying process. The Officer Next Step Home Program is very reliable. If you’re looking for a forever home this is the program to call."
Krissy Vilagie
Brocton, MA
Wonderful Program!
"The Teacher Next Step Home program recently made my dream of home ownership come true! They could not have made the process any easier from explaining the loan options, making sure I knew exactly what each home would cost before I viewed them, to arranging for the closing and talking me through the process. This is a wonderful program for teachers!"
What Other Program Participants are saying
Sarah and Matthew Brady
Stafford, NJ
Definitely Recommend
"I would definitely recommend Teacher Next Step Home for our co-workers and friends. We found the perfect home for us just in time for the school year to begin. We were able to close quickly, and the grant money definitely helped us get into our home without spending more than we could afford!"
Deputy Sheriff Townes
South FL
They ROCK!
"Officer Next Step Home Program is outstanding! They walked me through and explained the process. They had great knowledge of the area and the home buying process. The Officer Next Step Home Program is very reliable. If you’re looking for a forever home this is the program to call."
Krissy Vilagie
Brocton, MA
Wonderful Program!
"The Teacher Next Step Home program recently made my dream of home ownership come true! They could not have made the process any easier from explaining the loan options, making sure I knew exactly what each home would cost before I viewed them, to arranging for the closing and talking me through the process. This is a wonderful program for teachers!"
Next Step Home Programs® Simple Docs Refinance™, is provided by our preferred direct lenders and select U.S. National Banks.
No Credit Check Required. Your personal financial information is not collected on this Pre-Application and your
credit will not be checked. Once we receive your information, a Program Specialist will contact you to discuss your
refinance situation and the options available to you.
Next Step Home Programs® Simple Docs Refinance™, is provided by our preferred direct lenders and select U.S. National Banks.
No Credit Check Required. Your personal financial information is not collected on this Pre-Application and your
credit will not be checked. Once we receive your information, a Program Specialist will contact you to discuss your
refinance situation and the options available to you.
* All grant and benefit amounts are estimates and may be limited, restricted, or unavailable in some areas or under certain circumstances. Use of this website constitutes agreement to our Terms of Use, which includes a binding arbitration agreement. See
Next Step Home Programs Disclosures or contact Teachers Next Step Home/ Next Step Home Programs for further details.
© 2008-2025 Teachers Next Step Home, LLC
Next Step Home Programs Disclosures / Terms of Use / Privacy Policy / Cookie Policy / License Information / Sitemap
* All grant and benefit amounts are estimates and may be limited, restricted, or unavailable in some areas or under certain circumstances. Use of this website constitutes agreement to our Terms of Use, which includes a binding arbitration agreement. See
Next Step Home Programs Disclosures or contact Teachers Next Step Home/ Next Step Home Programs for further details.
© 2008-2025 Teachers Next Step Home, LLC
Next Step Home Programs Disclosures / Terms of Use / Privacy Policy / Cookie Policy / License Information / Sitemap