Eligible single-family homes located in revitalization areas are listed exclusively for sale through the Good Neighbor Next Door Program. Properties are available for purchase through the program for five days. (Bidding period)

Law Enforcement Officers. You may participate in the Good Neighbor Next Step Home Program as a Law Enforcement Officer, if you are employed full-time by a law enforcement agency of the Federal Government, a state, a unit of general local government, or an Indian tribal government; and in carrying out such full-time employment, you are sworn to uphold, and make arrest for violations of Federal, state, tribal, county, township, or municipal laws. In addition, you must serve the same area where the home you are purchasing is located.

Good Neighbor Next Step homes are only available for five days. The first step is to get your PRE-APPROVAL. Once you are approved, your licensed Officer Next Step Home agent can provide a list of any Good Neighbor homes that become available in your area. Then, he or she will submit your interest in purchasing a specific home. If more than one person submits on a single home, a selection will be made by random lottery. You must meet the requirements for teachers and comply with HUD's regulations for the program.

HUD requires that you sign a second mortgage and note for the discount amount. No interest or payments are required on this "silent second" if you fulfill the three-year occupancy requirement. You may CHECK LISTINGS in your area to see what’s available right now, but please remember that bidding is only open 5 days. The number of properties available is limited and the list of available properties changes daily.

Yes. If you are the winning bidder, you may be able to combine some or all your Officer Next Step Home benefits with the Good Neighbor Next Step Home purchase. This may include the Officer Next Step Home grants and down payment assistance, and other program benefits.

ALL law enforcement support staff are eligible to participate in the grant and down payment assistance programs available through Officer Next Step Home. However, bidding on Good Neighbor Program homes is limited to law enforcement officers with arrest powers, as well as pre-K through 12 classroom teachers, firefighters and EMT's.

Good Neighbor homes have limited availability for several reasons. First, HUD must already own the home, through the foreclosure of a HUD insured FHA loan. In addition, HUD is agreeing to forgive a significant amount of money on each transaction, when the silent second mortgage is released. Some areas could have more than one Good Neighbor home, while some entire states may not have any, at a given time.

If the winning bid goes to another buyer or there are no Good Neighbor Next Step homes available in your area, you may still purchase ANY home on the market through the Officer Next Step Home Program and the above restrictions do not apply. You may also be eligible for certain grants and down payment assistance programs through Officer Next Door.